A
credit card is a small plastic card issued by a financial institution which can be used to make purchases. The amount charged on the credit card is borrowed by the cardholder from the financial institution. The cardholder is responsible for paying the money back. If the money is not paid back immediately, the cardholder is typically charged interest.
A
debit card is a small plastic card issued by a bank to an account holder which can be used for electronic transactions, such as purchases and
ATM transactions.
When a payment is made with a debit card, the money comes from the cardholder's bank account.