The four operations are addition, subtraction, multiplication, and division.

Solving word problems involves choosing the correct operation(s).

First, find the total amount of gift card money by multiplying 4 by $10.

So, Cherie has $40 in gift card money. To find how much she will have left after spending $23, subtract $23 from $40.

So, Cherie will have $17 left in gift card money.